Car Finance Calculator

Calculate your monthly budget and repayments with our car loan calculator.

Representative example

  • Finance amount - ££7,500
  • Average APR - 9.0%
  • Deposit required - 0%
  • Total Interest - £1,350
  • Total Repayable - ££8,850

Monthly payments

£184 p/m

Apply now

97% of customers would recommend us

Reviews that make Financible one of the top online car finance companies.

5 star review

Miss C. Palmer, £7,500 approved

I’ve been approved for used Vauxhall finance and got paid out next day. Great service. Thanks a lot.

5 star review

Mr A. Johnes, £4,500 approved

24/7 car finance support. The team helped me on every stage of my application. Simply the best finance.

5 star review

Mrs L. Tailor, £9,000 approved

Found a cheap used car loan. I had poor credit history and got a 9% APR vehicle loan offer the same day.

5 star review

Mr J. Byers, £12,000 approved

Financible helped me to get accepted for same day zero deposit car loan. They have the best car loans.

Frequently asked questions

Work out your car finance deals with our car loan calculator

How car loan calculator works

If you are looking to borrow funds for used car finance, we can help. Find out how much you can borrow, how much your monthly repayments will be and over how long. Change the loan amount and repayment period to see your options for car finance with no deposit required.

How soon will I get the decision?

We offer car finance with same day approval to all our customers. We normally make a decision within minutes and offer fast payouts. So, if you apply now, you could have you new car ready in just 24 hours.

With access to a wide range of deals, we can help you with a car loan, even if you have poor credit history, CCJ’s, arrears, defaults or past IVA’s.

Am I eligible for car finance?

To be eligible for car finance, you need to:

1 – Prove you’ve been a UK resident for three years;
2 – Be 18+ years old;
3 – Be able to prove your income and identity;
4 – Be employed or self-employed;

Remember that even if you have no credit rating, we offer car finance for bad credit, so apply now for a no obligation quote.

Can I choose my repayment term?

Our car finance deals are available from 18 to 60 months term. The longer the term, the less monthly payments you will need to make. Get your quote now to see you cheap your car loan would be.

What would my car loan interest rate be?

Our cheap car finance deals start from just 6.0% APR. We have low interest rate car loans and our final rate will depend on your credit score. To get your tailored finance deal, use our car finance checker above, apply and get a personalised quote now. We will make sure that you get the lowest interest rate that would work best for your budget.

What is car finance credit score?

Lenders will look at your credit file and allocate you with your own unique to you credit score to assess whether they should accept your application for credit. This credit score is a number that is calculated based on the information in your credit report and represents your creditworthiness and the likelihood of you making repayments.